Keep a spending diary

350 to mum

150 to Y

price of books to mum

-1240

-1350 (return to mum)

1900 - to mum, for wardrobe

Been tracking my spending in my bullet journal since January 2019.

Started May 13, 2017

I have faithfully recorded every penny I've spent since 2009 in a spreadsheet. Rolling up the spending into categories on a monthly/yearly basis allowed me to know for sure that I could retire this year (at age 55). Tracking your spending is one of the best things you can do to improve your finances.

Failed about a thousand times. Restarting on 12/1.

familymint.com is amazing!

and create a budget

for a month

Now, must keep it going!

Started on August 15, 2011